How OpenFX Reduces Settlement Risk for Argentine Businesses

In Argentina, every entrepreneur knows the silent thief: time. Not hours lost in traffic or paperwork, but days lost waiting for a cross-border payment to clear. In those days, the value of what you earned can vanish, eaten away by peso volatility before the money even arrives.

This is settlement devaluation risk, and it’s a phenomenon that is well known to every Argentine business working in international markets.

When a Week Costs You $50,000

Argentina’s $80 billion export economy, from the Pampas that feed the world to the lithium and shale that power it, runs into the same bottleneck. Argentine companies, like their global counterparts, know how to operate at the speed of modern business. Yet while everyone contends with an outdated web of correspondent banks that delays international payments by three, five, or even seven days, Argentine companies take on a risk that most other countries don’t need to consider: by the time the funds arrive, they may have already lost value.

Take an agricultural exporter billing $1 million USD of soybeans. On Monday, the peso trades at 900 per dollar. By Friday, the peso had slipped 5%, a phenomenon that has already happened several times in 2025 alone. In this case, that settlement delivers the equivalent of just $950,000 in purchasing power. In a single week, $50,000 evaporates without the company ever having a chance to touch it.

Multiply that across thousands of shipments, then consider the thousands of other businesses in the same other industries facing this same concern, and the cost of time for Argentina is staggering.

It’s no surprise Argentines have turned to dollarization, special contract clauses, stablecoins and other tools to buffer the withering impacts of currency volatility. In fact, more than 60% of the country’s crypto transactions are in stablecoins. But while they protect stored value, they don’t solve the harder problem: moving money across borders and into local currency quickly and at scale.

OpenFX: Eliminating Settlement Devaluation Risk

OpenFX was built to overcome this problem. This week, we added the Argentine peso to our global value transfer network. Now, businesses who need to move Argentine pesos can access payments infrastructure that optimizes for two metrics: minimizing the length of time and cost to move money across borders. OpenFX enables businesses to better retain the value of what they’ve earned, instead of watching it slip away mid-transfer.

With OpenFX, Argentine companies gain:

• Near-instant settlement. Up to 99% faster, collapsing risk windows from days to under an hour.

• Predictable value. Payments arrive before exchange-rate shifts can erode margins.

• Efficient costs. Fees fall up to 90%, keeping capital free for reinvestment.

• Always-on access. 24/7/365 operations, because commerce doesn’t wait for bank hours.

This isn’t just about escaping inflation. It’s about protecting value at the most vulnerable step for international payments in Argentina: the settlement.

A Stronger Foundation for Argentina’s Financial Future

Argentina has long been rich in resources and talent. Agriculture, energy, mining, and the country’s growing knowledge economy all rely on smooth access to global partners. To scale those industries and compete effectively in a global market, companies need financial rails that move as quickly as their ambition.

OpenFX gives them that foundation. Stability in currency creates certainty. Certainty builds confidence in the future. By reducing settlement risk, OpenFX empowers businesses transacting in Argentine pesos to compete, grow, and build by providing the confidence that what they earn is what they keep.