Neo Banks
Move Money Faster. Expand Globally.
Eliminate Pre-Funding.
Move Money Faster.
Expand Globally. Eliminate Pre-funding.
Neo-banks are redefining financial access but expanding internationally is constrained by outdated FX rails, slow settlement, and limited corridor access. Traditional providers force you into high fees, pre-funding requirements, and unreliable delivery.
Why settle for less?
Why settle for less?
See how OpenFX rewrites the standard
See how OpenFX rewrites the standard
Q
Current alternatives
OpenFX
Q
Standard options
OpenFX
Settlement speed
Settlement speed
Bank cutoffs and batch processing delay user experience
Bank cutoffs and batch processing delay user experience
Real-time treasury flows settle funds instantly—24/7
Real-time treasury flows settle funds instantly, 24/7
Real-time treasury flows settle funds instantly—24/7
Transaction reliability & confidence
Transaction reliability & confidence
Failed or delayed transactions harm trust and NPS
Failed or delayed transactions harm trust and NPS
Deterministic delivery with webhook events and built-in error handling
Deterministic delivery with webhook events and built-in error handling
Ease of setup & platform access
Ease of setup & platform access
Complex partner integrations per market slow go-to-market
Complex partner integrations per market slow go-to-market
One API unlocks Tier-1 and emerging markets—send, track, reconcile seamlessly
One API unlocks Tier-1 and emerging markets: send, track, reconcile seamlessly
One API unlocks Tier-1 and emerging markets—send, track, reconcile seamlessly
FX Pricing transparency
FX Pricing transparency
Static rates or bank spreads reduce competitiveness
Static rates or bank spreads reduce competitiveness
Dynamic, mid-market pricing with live quotes and configurable markups
Dynamic, mid-market pricing with live quotes and configurable markups
Currency Coverage
Currency Coverage
Narrow currency pairs and limited payout endpoints restrict growth
Narrow currency pairs and limited payout endpoints restrict growth
Support for high-velocity flows into major and emerging market currencies
Support for high-velocity flows into major and emerging market currencies
Trust & security
Trust & security
Limited to Tier-1 corridors with slow rollout of new currencies
Limited to Tier-1 corridors with slow rollout of new currencies
Fast access to Tier-2/3 markets with local payout rails and endpoint diversity
Fast access to Tier-2/3 markets with local payout rails and endpoint diversity
How it works
UAEFTS
SPEI
NPP
Deposit funds instantly
Deposit funds instantly
Onboard and deposit via preferred
bank rails
Onboard and deposit via preferred
bank rails
To
USD
United States Dollar
$ 999,900.00
From
USDC
Stablecoin
$ 1,000,000.00
1 USDC = 0.9999 USD
Convert
To
USD
United States Dollar
$ 999,900.00
From
USDC
Stablecoin
$ 1,000,000.00
1 USDC = 0.9999 USD
Convert
To
USD
United States Dollar
$ 999,900.00
From
USDC
Stablecoin
$ 1,000,000.00
1 USDC = 0.9999 USD
Convert
Convert effortlessly
Convert effortlessly
Real-time FX at market-best rates
between fiat pairs
Real-time FX at market-best rates
between fiat pairs
Withdrawal request received
ID- 2A457194810937
Amount
£ 2,050,000.00
Recipient Account
••••1234
Transfer type
FPS
Request processed
11:56 AM
Payment submitted
11:58 AM
FPS Processing
Est.
12:02 PM
Withdrawal request received
ID- 2A457194810937
Amount
£ 2,050,000.00
Recipient Account
••••1234
Transfer type
FPS
Request processed
11:56 AM
Payment submitted
11:58 AM
FPS Processing
Est.
12:02 PM
Withdrawal request received
ID- 2A457194810937
Amount
£ 2,050,000.00
Recipient Account
••••1234
Transfer type
FPS
Request processed
11:56 AM
Payment submitted
11:58 AM
FPS Processing
Est.
12:02 PM
Settle with certainty
Settle with certainty
Global withdrawals with guaranteed
timelines and transparency
Global withdrawals with guaranteed
timelines and transparency
Designed for global finance, built for scale
Designed for global
finance, built for scale
Absolute reliability
Absolute
reliability
Your transfers, settled. No ifs, no maybes.
Track every step with in-transit visibility
Your transfers, settled. No ifs, no maybes.
Track every step with in-transit visibility
Your transfers, settled. No ifs, no maybes. Track every step with in-transit visibility
Radical transparency
Radical
transparency
No hidden fees, no surprise markups. What you see is what you pay. Always.
No hidden fees, no surprise markups. What you see is what you pay. Always.
Operational simplicity
Operational
simplicity
Instant reports, clear reconciliations, zero back-office strain
Instant reports, clear reconciliations, zero back-office strain
Compliance, baked in
Compliance,
baked in
Fully audited and regulated across jurisdictions. Peace of mind, built-in.
Fully audited and regulated across jurisdictions. Peace of mind, built-in.
Unparalleled coverage
Unparalleled
coverage
Receive and send money on any payment rail from one platform
Receive and send money on any payment rail from one platform
Receive and send money on
any payment rails from one platform
Lightning-fast settlements
Lightning-fast settlements
Move funds in minutes. Experience instant transactions that keep business in motion
Move funds in minutes. Experience instant transactions that keep business in motion
Experience a better
way to move money
Experience a better
way to move money
OpenFX gives you speed, price, and global reliability, all through a single interface
OpenFX gives you speed, price, and global reliability, all through a single interface
Making money move as
freely as data
Global network
Teams operating across North America,
Europe, Middle East, and Asia
Operating Hours
We never close. Our platform and
support teams are available 24/7/365
Write to us
All systems operational
Red Envelope Delta, Inc, NMLS ID No. 2680829
All rights reserved, © OpenFX 2025.
Making money move as
freely as data
Global network
Teams operating across North America, Europe, Middle East, and Asia
Operating Hours
We never close. Our platform and support teams are available 24/7/365
Write to us
All systems operational
Red Envelope Delta, Inc, NMLS ID No. 2680829
All rights reserved, © OpenFX 2025.
Making money move as
freely as data
Global network
Teams operating across North America,
Europe, Middle East, and Asia
Operating Hours
We never close. Our platform and support teams are available 24/7/365
Write to us
All systems operational
Red Envelope Delta, Inc, NMLS ID No. 2680829
All rights reserved, © OpenFX 2025.