Neo Banks

Move Money Faster. Expand Globally.
Eliminate Pre-Funding.

Move Money Faster.
Expand Globally. Eliminate Pre-funding.

Neo-banks are redefining financial access but expanding internationally is constrained by outdated FX rails, slow settlement, and limited corridor access. Traditional providers force you into high fees, pre-funding requirements, and unreliable delivery.

Why settle for less?

Why settle for less?

See how OpenFX rewrites the standard

See how OpenFX rewrites the standard

Q

Current alternatives

OpenFX

Q

Standard options

OpenFX

Settlement speed

Settlement speed

Bank cutoffs and batch processing delay user experience

Bank cutoffs and batch processing delay user experience

Real-time treasury flows settle funds instantly—24/7

Real-time treasury flows settle funds instantly, 24/7

Real-time treasury flows settle funds instantly—24/7

Transaction reliability & confidence

Transaction reliability & confidence

Failed or delayed transactions harm trust and NPS

Failed or delayed transactions harm trust and NPS

Deterministic delivery with webhook events and built-in error handling

Deterministic delivery with webhook events and built-in error handling

Ease of setup & platform access

Ease of setup & platform access

Complex partner integrations per market slow go-to-market

Complex partner integrations per market slow go-to-market

One API unlocks Tier-1 and emerging markets—send, track, reconcile seamlessly

One API unlocks Tier-1 and emerging markets: send, track, reconcile seamlessly

One API unlocks Tier-1 and emerging markets—send, track, reconcile seamlessly

FX Pricing transparency

FX Pricing transparency

Static rates or bank spreads reduce competitiveness

Static rates or bank spreads reduce competitiveness

Dynamic, mid-market pricing with live quotes and configurable markups

Dynamic, mid-market pricing with live quotes and configurable markups

Currency Coverage

Currency Coverage

Narrow currency pairs and limited payout endpoints restrict growth

Narrow currency pairs and limited payout endpoints restrict growth

Support for high-velocity flows into major and emerging market currencies

Support for high-velocity flows into major and emerging market currencies

Trust & security

Trust & security

Limited to Tier-1 corridors with slow rollout of new currencies

Limited to Tier-1 corridors with slow rollout of new currencies

Fast access to Tier-2/3 markets with local payout rails and endpoint diversity

Fast access to Tier-2/3 markets with local payout rails and endpoint diversity

How it works

UAEFTS

SPEI

NPP

Deposit funds instantly

Deposit funds instantly

Onboard and deposit via preferred
bank rails

Onboard and deposit via preferred
bank rails

To

USD

United States Dollar

$ $999,900.00

From

USDC

Stablecoin

$ 1,000,000.00

1 USDC = 0.9999 USD

Convert

To

USD

United States Dollar

$ $999,900.00

From

USDC

Stablecoin

$ 1,000,000.00

1 USDC = 0.9999 USD

Convert

To

USD

United States Dollar

$ $999,900.00

From

USDC

Stablecoin

$ 1,000,000.00

1 USDC = 0.9999 USD

Convert

Convert effortlessly

Convert effortlessly

Real-time FX at market-best rates
between fiat pairs

Real-time FX at market-best rates
between fiat pairs

Withdrawal request received

ID- 2A457194810937

Amount

£ 2,050,000.00

Recipient Account

••••1234

Transfer type

FPS

Request processed

9:41 AM

Payment submitted

9:43 AM

FPS Processing

Est.

9:47 AM

Withdrawal request received

ID- 2A457194810937

Amount

£ 2,050,000.00

Recipient Account

••••1234

Transfer type

FPS

Request processed

9:41 AM

Payment submitted

9:43 AM

FPS Processing

Est.

9:47 AM

Withdrawal request received

ID- 2A457194810937

Amount

£ 2,050,000.00

Recipient Account

••••1234

Transfer type

FPS

Request processed

9:41 AM

Payment submitted

9:43 AM

FPS Processing

Est.

9:47 AM

Settle with certainty

Settle with certainty

Global withdrawals with guaranteed
timelines and transparency

Global withdrawals with guaranteed
timelines and transparency

Designed for global finance, built for scale

Designed for global
finance, built for scale

Absolute reliability

Absolute

reliability

Your transfers, settled. No ifs, no maybes.

Track every step with in-transit visibility

Your transfers, settled. No ifs, no maybes.

Track every step with in-transit visibility

Your transfers, settled. No ifs, no maybes. Track every step with in-transit visibility

Radical transparency

Radical

transparency

No hidden fees, no surprise markups. What you see is what you pay. Always.

No hidden fees, no surprise markups. What you see is what you pay. Always.

Operational simplicity

Operational

simplicity

Instant reports, clear reconciliations, zero back-office strain

Instant reports, clear reconciliations, zero back-office strain

Compliance, baked in

Compliance,

baked in

Fully audited and regulated across jurisdictions. Peace of mind, built-in.

Fully audited and regulated across jurisdictions. Peace of mind, built-in.

Unparalleled coverage

Unparalleled

coverage

Receive and send money on any payment rail from one platform

Receive and send money on any payment rail from one platform

Receive and send money on

any payment rails from one platform

Lightning-fast settlements

Lightning-fast settlements

Move funds in minutes. Experience instant transactions that keep business in motion

Move funds in minutes. Experience instant transactions that keep business in motion

Experience a better

way to move money

Experience a better

way to move money

OpenFX gives you speed, price, and global reliability, all through a single interface

OpenFX gives you speed, price, and global reliability, all through a single interface

Global network

Teams operating across North America,

Europe, Middle East, and Asia

Operating Hours

We never close. Our platform and
support teams are available 24/7/365

Write to us

All systems operational

Red Envelope Delta, Inc, NMLS ID No. 2680829
All rights reserved, © OpenFX 2025.

Global network

Teams operating across North America, Europe, Middle East, and Asia

Operating Hours

We never close. Our platform and support teams are available 24/7/365

Write to us

All systems operational

Red Envelope Delta, Inc, NMLS ID No. 2680829
All rights reserved, © OpenFX 2025.

Global network

Teams operating across North America,

Europe, Middle East, and Asia

Operating Hours

We never close. Our platform and support teams are available 24/7/365

Write to us

All systems operational

Red Envelope Delta, Inc, NMLS ID No. 2680829
All rights reserved, © OpenFX 2025.